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Company/VAT no/Free text Country/City/Municipality

TURNOVER (x1000 DKK)

NET PROFIT (x1000 DKK)

EMPLOYEES

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Pensam Bank A/S

Closing information (x1000 DKK)

Closing information 2015/12 2014/12 2013/12
Turnover 67,309 More Arrow 67,765 Less Arrow 67,104
Earnings before taxes 4,273 Less Arrow -10,810 Less Arrow -15,975
Total assets 1,630,675 Less Arrow 1,564,259 More Arrow 1,981,133
Current assets 1,630,675 Less Arrow 813,004 More Arrow 1,241,462
Current liabilities 1,387,091 Less Arrow 887,793 More Arrow 1,024,456
Equity capital 243,559 Less Arrow 241,258 More Arrow 250,885
- share capital 60,000 Equal arrow 60,000 Equal arrow 60,000
Employees (average) 24 More Arrow 27 Less Arrow 26

Financial ratios

Fiscal year 2015/12 2014/12 2013/12
Solvency 14.9% More Arrow 15.4% Less Arrow 12.7%
Turnover per employee 2,805 Less Arrow 2,510 More Arrow 2,581
Profit as a percentage of turnover 6.3% Less Arrow -16.0% Less Arrow -23.8%
Return on assets (ROA)
Current ratio 117.6% Less Arrow 91.6% More Arrow 121.2%
Return on equity (ROE) 1.8% Less Arrow -4.5% Less Arrow -6.4%
Change turnover -456 More Arrow 661 Less Arrow -24,955
Change turnover % -1% More Arrow 1% Less Arrow -27%
Chg. No. of employees -3 More Arrow 1 More Arrow 4
Chg. No. of employees % -11% More Arrow 4% More Arrow 18%

Total value of public sale

Fiscal year 2015/12 2014/12 2013/12
Total value of public sale 0 Equal arrow 0 Equal arrow 0

Closing figures are converted to the currency above at the exchange rate of the closing date. Source for the exchange rates: Sveriges Riksbank

The closing information is gathered directly from the companies or from Creditsafe.