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Company/VAT no/Free text Country/City/Municipality

TURNOVER (x1000 EUR)

NET PROFIT (x1000 EUR)

EMPLOYEES

Share

Pensam Bank A/S

Closing information (x1000 EUR)

Closing information 2015/12 2014/12 2013/12
Turnover 9,020 More Arrow 9,102 Less Arrow 8,994
Earnings before taxes 573 Less Arrow -1,452 Less Arrow -2,141
Total assets 218,525 Less Arrow 210,106 More Arrow 265,532
Current assets 218,525 Less Arrow 109,200 More Arrow 166,394
Current liabilities 185,882 Less Arrow 119,245 More Arrow 137,308
Equity capital 32,639 Less Arrow 32,405 More Arrow 33,626
- share capital 8,041 More Arrow 8,059 Less Arrow 8,042
Employees (average) 24 More Arrow 27 Less Arrow 26

Financial ratios

Fiscal year 2015/12 2014/12 2013/12
Solvency 14.9% More Arrow 15.4% Less Arrow 12.7%
Turnover per employee 376 Less Arrow 337 More Arrow 346
Profit as a percentage of turnover 6.4% Less Arrow -16.0% Less Arrow -23.8%
Return on assets (ROA)
Current ratio 117.6% Less Arrow 91.6% More Arrow 121.2%
Return on equity (ROE) 1.8% Less Arrow -4.5% Less Arrow -6.4%
Change turnover -61 More Arrow 89 Less Arrow -3,345
Change turnover % -1% More Arrow 1% Less Arrow -27%
Chg. No. of employees -3 More Arrow 1 More Arrow 4
Chg. No. of employees % -11% More Arrow 4% More Arrow 18%

Total value of public sale

Fiscal year 2015/12 2014/12 2013/12
Total value of public sale 0 Equal arrow 0 Equal arrow 0

Closing figures are converted to the currency above at the exchange rate of the closing date. Source for the exchange rates: Sveriges Riksbank

The closing information is gathered directly from the companies or from Creditsafe.