BN Bank ASA

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Contact persons

Business information

Rankings

Rang in Norway (incl. subsidiaries) by		Rank in the Nordic countries (incl. subsidiaries) by
- Number of employees:	1514	- Number of employees:	8024
- Total assets:	32	- Total assets:	152
- Turnover:	1321	- Turnover:	5077
- Net profit:	336	- Net profit:	1091

B64 Financial service activities, except insurance and pension funding
Rank in industry in Norway by		Rank in industry in the Nordic countries by
- Number of employees:	26	- Number of employees:	690
- Total assets:	12	- Total assets:	57
- Turnover:	24	- Turnover:	439
- Return on equity (ROE):	130	- Return on equity (ROE):	1674
- Net profit:	23	- Net profit:	155
- Solvency:	131	- Solvency:	2343

Closing information (x1000 EUR)

Fiscal year	2011/12 (consolidated)		2010/12 (consolidated)		2009/12 (consolidated)
Net interest income	49 520		48 629		43 102
Other income	13 248		11 645		17 769
Operating profit	24 695		24 827		26 174
Total assets	5 237 758		5 276 036		5 708 849
Lending to the general public	1 209 436		1 385 299		1 523 112
Deposits	2 052 684		2 098 103		1 872 013
Equity capital	405 803		384 172		346 260
- share capital	83 476		79 215		74 319
Employees (average)	109		104		103
- in Norway	109	100.0%	104	100.0%	103	100.0%
- abroad	0	0.0%	0	0.0%	0	0.0%
Number of branch offices	2		2		3
Capital adequacy ratio	14.0%		14.0%		13.0%
Capital adequacy quotient

Closing figures are converted to the currency above at the exchange rate of the closing date. Source for the exchange rates: Sveriges Riksbank

The closing information is gathered directly from the companies or from UC (Sweden), Experian (Norway), KOB (Denmark) and Asiakastieto (Finland).

Financial ratios

Fiscal year	2011/12 (consolidated)	2010/12 (consolidated)	2009/12 (consolidated)
Solvency	7.7%	7.3%	6.1%
Turnover per employee
Profit as a percentage of turnover
Return on assets (ROA)
Current ratio
Return on equity (ROE)	6.1%	6.5%	7.6%