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Bank 1 Oslo AS - Detailed information
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Bank 1 Oslo AS

Contact
VAT number:910 256 351
Company:Bank 1 Oslo AS
Address:Pb 778 Sentrum
NO-0106 Oslo
Visiting address:Hammersborggata 2
County:Oslo
Telephone:+47 21020000
Fax:+47 21020001
Website:www.oslo.sparebank1.no
Contact persons
Managing Director/CEO:Torbjørn Vik
Business information
Established:
Subsidiary company to:Sparebank 1 Gruppen AS
Stock-exchange listing:Not listed

B651 Monetary intermediation (Banks)
- 65120 Other monetary intermediation
Rankings
Rang in Norway (incl. subsidiaries) byRank in the Nordic countries (incl. subsidiaries) by
- Number of employees:675- Number of employees:3643
- Total assets:80- Total assets:270
- Net profit:489- Net profit:1341

B651 Monetary intermediation (Banks)
Rank in industry in Norway byRank in industry in the Nordic countries by
- Number of employees:12- Number of employees:50
- Return on assets
(ROA):		69- Return on assets
(ROA):		76
- Total assets:21- Total assets:42
- Profitability:67- Profitability:70
- Return on equity
(ROE):		44- Return on equity
(ROE):		86
- Net profit:19- Net profit:53
- Solvency:119- Solvency:238
Closing information (x1000 EUR)
Fiscal year200712 (consolidated)200612 200512
Net interest income 39.331
Other income 30.256
Earnings before taxes 16.409 29.393 23.980
Total assets 2.552.585 2.093.394 1.957.276
Lending to the general public 1.848.146
Deposits 1.405.013
Equity capital 140.895 116.362 113.136
  - share capital 36.477 35.193 36.290
Employees (average) 261 276 277
Number of branch offices 1
Capital cover ratio % 11.0% %

Closing figures are converted from local currency to euros according to the exchange rate on closing date. Source for the exchange rates: Sveriges Riksbank

The closing information is gathered directly from the companies or from UC (Sweden), Experian (Norway), KOB (Denmark) and Asiakastieto (Finland).

Financial ratios
Fiscal year200712 (consolidated)200612 200512
Solvency 5.5% 5.6% 5.8%
Turnover per employee 252
Earnings as % of turnover 42.2%
Return on assets
(ROA)		 0.7%
Current ratio 105.1%
Return on equity
(ROE)		 11.6% 25.3% 21.2%